2026 U.S. paycheck estimate

What You Actually Take Home

Enter your salary and a few details below — federal tax, Social Security, and Medicare come out automatically, laid out the way a real pay stub would show them.

$

Enter a flat % if you know your state's rate, or leave at 0. State systems vary — check your state's own withholding tables for an exact figure.

% of salary, pre-tax. Lowers your federal taxable income.

$

Annual total — health insurance, HSA, etc. Lowers both federal and FICA wages.

Earnings
Gross pay (annual)$0
Deductions
Pre-tax contributions$0
Federal income tax$0
Social Security (6.2%)$0
Medicare (1.45%+)$0

Net pay, annual

$0

— per paycheck

NET
PAY
Effective tax rate 0% Marginal bracket 0%
This is a simplified estimate for planning purposes — it uses 2026 federal brackets and standard deductions, and standard FICA rates. It does not account for tax credits, itemized deductions, local taxes, or every state's actual rules. It is not tax advice; for a paycheck you can rely on, check your official withholding forms or a tax professional.